Best Budget Phones Under 20,000: A Comparison of 2024 Models

Finding the perfect smartphone that fits your needs and budget can be challenging, especially with the vast array of available options. 2024 has brought some impressive phones under 20,000, each offering unique features and capabilities. Whether you're looking for a device with a powerful camera, long battery life, or excellent performance, there's something for everyone in this price range. In this post, we will compare some of the top models to help you find the best phone under 20,000. So, let’s begin!

Samsung Galaxy M32

The Samsung Galaxy M32 is a perfect blend of performance and style, making it a standout in the budget segment. It features a stunning FHD+ AMOLED display with a 90Hz refresh rate, delivering vibrant and smooth visuals. Powered by the MediaTek Helio G80 Octa Core processor, this phone ensures seamless performance for everyday tasks. The 64MP quad-camera setup lets you capture high-quality photos, while the 20MP front camera is perfect for selfies. With 6GB RAM and 128GB storage, expandable up to 1TB, you'll have ample space for all your needs. The 6000mAh battery provides long-lasting power, making the Samsung Galaxy M32 an excellent choice for those seeking a reliable and stylish phone under 20,000.

Realme 12 5G

The Realme 12 5G is designed for those who want powerful performance and cutting-edge features in a sleek package. Multitasking is smooth and effortless with 8GB RAM and 128GB storage. The 108 MP 3X Zoom Portrait Camera lets you capture stunning images with incredible detail. The 45W SUPERVOOC charging technology ensures that your 5000mAh battery charges quickly, keeping you connected all day. The Snapdragon CPU powers the 6.72-inch display, offering vibrant colours and sharp images. The Realme 12 5G is a strong contender for the best phone under 20,000, offering excellent value for money.

Samsung Galaxy F34 5G

The Samsung Galaxy F34 5G is a powerful device that combines elegance with performance. Its 50MP No Shake Camera and Auto Night Mode ensure that you capture clear and detailed photos, even in low light. The 120Hz AMOLED display offers a silky-smooth viewing experience, while the 6000mAh battery provides all-day power. With Dolby Atmos sound and Gorilla Glass 5 protection, the Galaxy F34 5G is designed for those who want a premium multimedia experience. The 8GB RAM and 128GB storage, combined with a robust Snapdragon processor, make this phone a top choice in the sub-20,000 category.

Lava Agni 2 5G

The Lava Agni 2 5G is a feature-packed smartphone that offers excellent performance and future-proof connectivity. It is powered by India's first Dimensity 7050 processor, ensuring fast and efficient performance. The phone comes with 8GB RAM and 256GB storage, providing ample space for your apps, photos, and videos. The 120Hz curved AMOLED display offers stunning visuals, while the 50MP quad-camera system lets you capture every moment with clarity. The 66W fast charging ensures that your phone is always ready to go, making the Lava Agni 2 5G one of the best 5G phones under 20,000.

OnePlus Nord CE 3 Lite 5G

The OnePlus Nord CE 3 Lite 5G combines style and performance in a sleek and affordable package. With 8GB RAM and 128GB storage, this phone is designed for smooth multitasking. The 108MP main camera, along with a 2MP depth-assist and macro lenses, ensures that you can capture stunning photos in any situation. The 6.72-inch FHD+ display with a 120Hz adaptive refresh rate provides a vibrant and responsive viewing experience. Powered by the Snapdragon 695 5G processor and a 5000mAh battery with 67W SUPERVOOC fast charging, the OnePlus Nord CE 3 Lite 5G is a solid choice for those looking for a well-rounded phone under 20,000.

Samsung Galaxy A15 5G

The Samsung Galaxy A15 5G offers a premium experience in the budget segment. Its 6.5-inch Super AMOLED display delivers crisp and clear visuals, perfect for streaming and gaming. The 50MP main camera captures detailed photos, while the MediaTek Dimensity 6100+ processor ensures smooth performance. With 8GB RAM, 128GB storage, and a 5000mAh battery, this phone is built to handle your daily needs. The Galaxy A15 5G is upgraded to Android 14 with One UI 6.0, ensuring you have the latest software features. For those seeking a reliable and capable phone under 20,000, the Samsung Galaxy A15 5G is a great option.

iQOO Z9 5G

The iQOO Z9 5G is a performance-oriented smartphone designed for those who demand speed and efficiency. It features the Dimensity 7200 5G processor, 8GB RAM, and 128GB storage, ensuring smooth multitasking and fast connectivity. The 50MP Sony IMX882 OIS camera captures stunning photos with exceptional detail, while the 120Hz AMOLED display with 1800 nits peak brightness offers a vibrant viewing experience. The 5000mAh battery with 44W FlashCharge ensures you stay powered throughout the day. With an IP54 rating and dual stereo speakers, the iQOO Z9 5G is a solid choice for a powerful and durable phone under 20,000.

POCO X6 5G

The POCO X6 5G is a feature-packed smartphone that offers exceptional value for money. Powered by the Snapdragon 7s Gen 2 Mobile Platform, this phone delivers fast and efficient performance. It comes with 12GB RAM and 256GB storage, providing ample space for your apps, games, and media. The 1.5K 120Hz AMOLED display with Dolby Vision and 1800 nits peak brightness ensures a stunning visual experience. The 64MP OIS triple rear camera captures detailed photos, while the 5100mAh battery with 67W fast charging keeps you powered all day. With an IP54 rating and dual stereo speakers, the POCO X6 5G is one of the best 5G phones under 20,000.

Financing Your Phone Purchase

If you're looking to buy a phone under 20,000 but are concerned about the upfront cost, financing options are available to make the purchase easier. Many of these phones can be purchased on EMI, allowing you to pay for your new device with manageable monthly instalments. With flexible payment plans and low interest rates, buying a phone on EMI ensures you can enjoy the latest technology without straining your budget. Whether you choose to finance through your bank or directly from the retailer, this option makes it easier to afford the phone you want.

Conclusion

Choosing the best phone under 20,000 requires careful consideration of your needs and preferences. Whether you prioritise camera quality, battery life, or overall performance, the above options offer something for everyone. Additionally, financing options like buying a phone on EMI can help you manage the cost of your new device without breaking the bank. By selecting a phone that meets your requirements, you can enjoy the latest features and technology without compromising quality or affordability.